Home Insurance - Trusted Adviser

//About Home Insurance

Home Insurance

Provides the cost to repair, rebuild or replace your home or investment property following accidental damage or loss. You are not obliged by law to insure your home(s) but if you have a mortgage, most lenders will require that your house or investment property is appropriately insured.

Home insurance is usually calculated on a ‘sum insured’ basis. This means that if your home needs to be rebuilt, the insurer will only pay out the maximum sum that you specify when you take out your policy.

• When was the last time you reviewed your home rebuild sum insured?
• Do you know if your current provider offers square meters (SQM) replacement for non-natural disasters on your home cover?
• Do you know the difference between square metres (SQM) and Natural Disaster Sum Insured?
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The home cover benefits are:

    • Non-Natural disaster damage
    • Natural disaster damage
    • Hidden gradual damage
    • Legal liability
    • Loss of Rent
    • Alternative Accommodation

Type of policies are:

Home Insurance*

Non-Natural disaster damage
Square meters (SQM) replacement
Natural disaster damage

Landlord Insurance*

Full replacement for fire
Loss of rent
Liability protection
Deliberate damage cover

Lifestyle Home Insurance*

For sections up to 20 acres
Farm fences and artificial windbreaks

* Please note the benefits could be different depend on the company’s product and their criteria. We will help you to find the best option based on your circumstances


+64 21 206 9922

Office Time

Mon - Fri: 9:00 - 18:00